Rhode Island

Be in the Know: New Rules on Leave

Rhode Island requires paid medical leave (PML) and paid family leave (PFL) income replacement benefits for eligible workers who need time off from work for qualifying reasons. These programs are commonly referred to as Temporary Disability Insurance (TDI) and Temporary Caregiver Insurance (TCI).

Coverage and cost

Learn more about your state rules and eligibility.

father and son

Covered employers

All private sector and some public sector employers are covered.

Coverage options

State plan only. Rhode Island does not allow private options.


1.1% of taxable wage base of $84,000 (adjusts to $87,000 effective 01/01/2024). 100% employee funded.

Employee eligibility

Employee must have been paid wages in Rhode Island and have paid into the Temporary Disability Insurance (TDI)/TCI fund.

  • Earned $15,600 in the base period or $2,600 in one quarter
  • Total taxable wages must be at least 1.5 times the highest quarter of earnings, and base-period taxable wages equal to at least $5,200.
Mother and baby

Leave reasons

Caring for a family member, bonding, and medical.

Job protection

For TCI only: Requires continuation of health insurance benefits, and reinstatement to previous or equivalent position.


4.62% of total base period high quarter wages. $121 minimum weekly benefit (adjusts to $130 effective 01/01/2024). $1,043 maximum weekly benefit. $1,408 maximum weekly benefit with 5 dependents.

30 weeks allowed for PML. 6 weeks PFL. 30 weeks combined. Leave must last 7 or more consecutive days to be eligible for benefits.

Calendar Icon

Timeline and key dates

Effective January 5, 2014

Need more information?

Visit Rhode Island’s website for additional details.

lightbulb icon

How Unum can help

Rhode Island requires coverage from the state so Unum is unable to offer RI statutory plans.

Still looking for more information?

Check out our latest in leave content, and explore the State PFML Guide and our Leave Toolkit.

Have questions?

Reach out to our sales team to learn more about Unum state PFML and absence management solutions.