Vision Insurance

Vision Insurance helps create a more competitive benefits package while reducing out-of-pocket expenses for employees — empowering them to get the vision care they need. According to research, 87% of workers would be more likely to stay with an employer that offered quality vision benefits.1 With Unum Vision, your employees will get great value on their eye care and eyewear, at the time and place that fits their lifestyles and budgets.
kids with glasses

The value of Vision Insurance

Value for employers

  • Offer a robust benefits package to attract and retain high-performing employees without incurring additional expenses
  • Subsidize the rising costs of benefits through supplemental insurance
  • Utilize our enrollment solutions and customer service team to help explain benefits, locate providers, answer claim questions and more
  • Reduce burden with the assistance of our Vision Insurance partners

Value for employees

  • Focus on healthy vision without worrying about the cost of exams and lenses
  • Access a nationwide network of over 40,000 providers
  • Order contacts online and save on many popular brands
  • Maintain coverage, even in the face of a job change

How Unum Vision insurance works

Easy access to care at popular providers across the nation

Our vision network offers members access to convenient, quality care with more than 100,000 vision access points, including independent optometrists and retail stores like Walmart, Sam’s Club, JCPenney, America’s Best and many more.2

Members may seek covered services from an in-network or out-of-network provider without pre-authorization or referral and can change providers at any time without contacting us.

Members that seek services from participating network providers will generally incur less out-of-pocket costs.

Flexible plan packages designed to fit any need

  • Full-service plans covering materials and exams
  • Exam-only plans3
  • Materials-only plans3
  • Safety eyewear rider available in select industries
  • Custom plans

Standard plan benefits

Covered service Benefit
Eye exams
(Once every 12 months)
Each member is entitled to a comprehensive eye exam for an exam co-pay at any location they choose.
Eyeglass lenses
(Once every 12 or 24 months)
Single vision, bifocal and trifocal lenses are covered in full after a materials co-pay, with allowances for lenticular and progressive lenses.
Eyeglass frames
(Once every 12 or 24 months)
Members may choose any frame with no brand restrictions. Frame allowances are applied toward the purchase of any frame in a provider's collection.
Contact lenses
(Once every 12 or 24 months)
Members may elect contact lenses in lieu of glasses with no brand restrictions.* The contact lens allowance may also be applied toward any professional fitting fee.
LASIK surgery discount Discounts are available with participating providers. This is not an insured benefit.

For illustrative purposes. Actual coverage amounts may vary by plan.

Commonly asked questions about Unum Vision Insurance

We make it easy to protect your workforce

Our simple digital claims app streamlines administration for employers while making it easy for employees to enroll, make claims and get support. Keep your workforce healthy, happy and productive with Vision Insurance.

  1. Washington Technology, Along with Better Eye Health, Vision Benefits Can Help Improve Hiring, Retention, and Productivity, 2022.
  2. Walmart and Sam's Club are only offered in the First Look Vision Network.
  3. This plan is not applicable in all states.
  4. Fortune 500 2022; Unum internal data, 2022
  5. Women in Optometry, New Survey Finds Employees Report Increased Eyestrain Since COVID-19, 2021.
  6. American Academy of Ophthalmology, 20 Surprising Health Problems an Eye Exam Can Catch, 2022.

A Vision Network Access Plan is available.



The approved Service Area consists of all of Massachusetts EXCEPT Dukes and Nantucket Counties.

The approved EyeMed Service Area consists of all of Massachusetts EXCEPT Nantucket County

An insurance producer may be in contact with you.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable. For complete details of coverage and availability, please refer to the actual policy or your Unum representative for specific provisions and details of availability. Applicable to policy forms VI-2002, VI-2007, and VI-2019.

Material co-pays are deducted from allowances. New enhanced plans offer a separate contact lens fitting fee benefit with low co-pays.

Group vision insurance and group vision insurance powered by Eyemed are underwritten by Starmount Life Insurance Company, Baton Rouge, LA. In New York, these products are underwritten by Provident Life and Casualty Insurance Company, Chattanooga, TN. Group vision insurance powered by Eyemed is administered by First American Administrators.

This advertisement has not been approved in Arizona, New Mexico and Oregon.