Dental Insurance

In today’s job market, dental benefits are critical to attracting and retaining top talent. Unum Dental plans cover routine care as well as more expensive dental procedures, reducing employees’ out-of-pocket costs while maintaining their oral health.

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Flexible coverage backed by a national network

With Unum Dental, you have access to decades of industry experience, expert customer service and the flexibility to design a dental plan that fits the needs of your business and employees. Our plans are supported by an extensive national network, online resources and simple administration tools.

  • Design Preferred Provider Organization (PPO) plans to suit your business
  • Discover options for fully insured and self-insured plans
  • See flexible coinsurance percentages by service type
  • Enjoy 100% coverage for preventive services such as cleanings and exams
  • Reduce out-of-pocket costs with a large national network
  • Access care from any provider in or out of network
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Seamless online benefits administration

Connect employees with their coverage and administer your plan.

  • Access easy-to-read benefits information, policy numbers and effective dates
  • View and pay a single bill and see the total premium due across all Unum policies
  • Receive convenient notifications when bills are due or tasks are ready
  • Keep things simple and secure with easy account access and self-service resets
  • Reach experienced, U.S.-based dental claim processing and member service operations

Administration made simple

Streamline and save valuable time while delivering the dental benefits your employees need to be at their best.

  • View and pay a single bill and see the total premium due across all Unum policies
  • Find benefit information, complete administration tasks and communicate securely
  • Receive convenient notifications when bills are due or tasks are ready
  • Keep things simple and secure with easy account access and self-service resets

For your employees

Employees can easily manage their benefits on Unum Dental’s member website: 

Virtual Dental Benefits 24/7

Your Unum Dental plan now provides access to virtual dental visits for whenever your employees have a dental emergency or can’t go in person — when they’re traveling, after hours, or don’t have a regular dentist.

Dentists available where your employees live and work

Our growing provider network stretches from coast to coast, so your employees have quick and convenient access to in-network care where they live and work.1

FAQs

1 Network 360 December, 2021.

2 Self-insured dental claims are administered by Starmount Life Insurance Company, Baton Rouge, LA.

MA residents — The approved Service Area consists of all of Massachusetts EXCEPT Dukes and Nantucket Counties.

A Network Access Plan is available.

THIS IS A LIMITED POLICY.

This policy provides DENTAL insurance only.

Unum Dental PPO plans are underwritten by Starmount Life Insurance Company, Baton Rouge, LA. In New York, underwritten by Provident Life and Casualty Insurance Company, Chattanooga, TN.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable. See the actual policy or your Unum representative for specific provisions and details of availability.

Applicable to policy forms DN-2007, DN-2010, DN-2015, and 20-GDN-POL.