Learn more about your state rules and eligibility.
All private employers with Hawaii employees.
All employers must provide PML benefits through a state-approved private plan from an authorized carrier or a self-funded plan. There is no state plan.
Employee maximum cost is one half of the plan’s cost but not more than 0.5% of average weekly earnings, or $6.59 per week (adjusts to $6.87 effective 01/01/2024), whichever is less. The employer is required to fund the additional cost above the employee maximum contribution limit.
The employee must be in current employment to be eligible for at least 14 weeks of Hawaii employment in which they were paid for 20+ hours and earned no less than $400 in the year prior to the first day of disability.
Medical
Hawaii PML (TDI) does not provide job protection.
58% of average weekly earnings. If average weekly wage is less than $26, PML benefit is the average weekly wage but not more than $14. Maximum weekly benefit is $765 (adjusts to $798 effective 01/01/2024).
26 weeks maximum. 7 day waiting period.
Unum offers the Hawaii PML insurance plan. Unum does not administer an employer’s self-funded Hawaii PML plan.
Reach out to our sales team to learn more about Unum’s state PFML and absence management solutions.
