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Hospital Insurance

It’s no secret that hospital bills can set a family back financially. When you’re admitted to a hospital, Hospital Insurance can help you cover the expenses that often follow, so you can focus on your recovery — not your finances. Sign up when it’s offered to you at work.

Reduce the financial strain of a hospital stay

Even if you have medical insurance, a trip to the hospital can leave you with significant unexpected expenses, like co-payments, deductibles and other out-of-pocket costs.

Unum Hospital Insurance can help, by providing payments you can use to manage your expenses during a stressful time.

How Hospital Insurance works

An unexpected hospitalization can drain a family’s savings. But Hospital Insurance can pay a lump sum directly to you to cover some of the expenses you’re not prepared for.

Hospital Insurance pays a set amount for a hospital admission, as well as for other items covered by your plan, such as emergency room treatment and daily hospital confinement.

To help promote a healthy lifestyle, our plans can also pay a benefit when you get a covered health-screening test.

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Commonly asked questions about Unum Hospital Insurance

Have questions?

Find out more about Term or Whole Life insurance.

This life insurance does not specifically cover funeral goods or services and may not cover the entire cost of your funeral at the time of your death. The beneficiary of this life insurance may use the proceeds for any purpose, unless otherwise directed.

Applicable to policy forms C.FP-1, et al. UA-GTLP21-1, L-21825, L-21848, FUL-21825, and FUL-21848.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable. See the actual policy or your Unum representative for specific provisions and details of availability.

Group Term Life Insurance is underwritten by Unum Life Insurance Company of America, Portland, ME. In New York, group term life is underwritten by First Unum Life Insurance Company, New York, NY.

Whole Life Insurance is underwritten by Provident Life and Accident Insurance Company, Chattanooga, TN. In New York, whole life insurance is underwritten by First Unum Life Insurance Company, New York, NY.