Rhode Island

Be in the Know: New Rules on Leave

Rhode Island requires paid medical leave (PML) and paid family leave (PFL) income replacement benefits for eligible workers who need time off from work for qualifying reasons. These programs are commonly referred to as Temporary Disability Insurance (TDI) and Temporary Caregiver Insurance (TCI).

Coverage and cost

Learn more about your state rules and eligibility

father and son

Covered employers

All private sector and some public sector employers are covered.

Coverage options

State plan only. Rhode Island does not allow private options.

Cost

1.1% of first $81,500 earned. 100% employee funded.

Employee eligibility

Employee must have been paid wages in Rhode Island and have paid into the TDI/TCI fund; and have been paid at least $14,700 in the base period, or earned at least $2,450 in one quarter, with total taxable wages at least 1.5 times the highest quarter of earnings, and base period taxable wages equal to at least $4,900.

Mother and baby

Leave reasons

Family, bonding, medical

Job protection

TCI provides job protection and requires that employers maintain employees’ health benefits while they are on leave.

Benefits

4.62% of total base period high quarter wages. $114 minimum weekly benefit. $1,007 maximum weekly benefit. $1,359 maximum weekly benefit with 5 dependents.

30 weeks allowed for PML. 5 weeks PFL.* 30 weeks combined. 7-day waiting period.

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Timeline and key dates

Effective January 5, 2014

Need more information?

Visit Rhode Island’s website for additional details.

Learn more
*6 weeks in 2023
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How Unum can help

Rhode Island requires coverage from the state so Unum is unable to offer RI statutory plans.

Have questions?

Reach out to our sales team to learn more about Unum's state PFML and absence management solutions.