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Content Variations


Content Variations

Default table

  Term Life Universal Life Whole Life
Key features Level

Ideal coverage for high-demand years when you need coverage most


Flexibility to manage your policy over time as needs change


Permanent coverage that remains the same

Cost $ $$ $$$
Death benefit Payable if you pass away within the term period you select May be increased or decreased to suit your needs (within certain guidelines) Stays the same as long as you make payments
Premium payments Stay the same during the selected term period
Vary depending on changes to the death benefit amount or fluctuations in credited interest rates Remain the same throughout the life of the policy
Cash value Not a feature of term life Builds based on credited interest rates Values are set when you purchase the policy