Evidence of insurability

Integrate the EOI process directly within employees' enrollment for higher completion rates, instant coverage decisions and paper-free process

Eliminate the need to manage paper EOI forms, follow up on incomplete applications, or remind employees to complete the EOI process.
No manual coding of benefits elections. EOI decisions, including benefit amounts and associated payroll deductions, are updated in real time.
Increases EOI completion rates to 90%+, with approximately 85% of applicants receiving an instant coverage decision via the integrated, online EOI application.*

Embedded evidence of insurability is also available to employees who choose to enroll in benefits via the ADP Workforce Now mobile app.

*Unum internal data, 2022